Mgiba, Freddy Marilahimbilu, and Thozama Mxotwa. “Communicating Banking Cyber-Security Measures, Customer Ethical Concerns, Experience, and Loyalty Intentions: A Developing Economy’s Perspective”. International Review of Management and Marketing 14, no. 3 (May 10, 2024): 123–135. Accessed December 24, 2024. https://econjournals.net.tr/index.php/irmm/article/view/16095.