S. E. Farasangi and A. T. Noghondari, “Investigating the Relationship between Expectations Gap from Attitude of Accreditation of Audit Report by Credit Experts and Non-repayment of Granted Facilities in the Branches of Keshavarzi Bank of Iran”, IJEFI, vol. 7, no. 4, pp. 199–206, Jul. 2017.