Tessema, A. T. and Kruger, J. W. (2017) βAn Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL)β, International Journal of Economics and Financial Issues, 7(4), pp. 685β705. Available at: https://econjournals.net.tr/index.php/ijefi/article/view/5039 (Accessed: 10 May 2025).